Dividend Calculator
Calculate dividend yield, annual income, DRIP projections, and payout ratios. 100% free and private - all calculations happen in your browser.
Multiple Calculators
Calculate yield, DRIP projections, and payout ratios all in one place.
Growth Projections
See how dividend reinvestment compounds your wealth over time.
100% Private
All calculations happen in your browser. Your data stays with you.
Frequently Asked Questions
What is dividend yield and how is it calculated?
Dividend yield is the annual dividend payment divided by the stock price, expressed as a percentage. Formula: (Annual Dividend per Share / Stock Price) × 100. A 5% yield means you earn $5 annually for every $100 invested.
What is DRIP and how does it work?
DRIP (Dividend Reinvestment Plan) automatically reinvests your dividends to purchase additional shares. This creates compound growth as your new shares also earn dividends, accelerating wealth accumulation over time.
What is a good dividend payout ratio?
A healthy payout ratio is typically between 30-60% for most companies. This means the company pays out 30-60% of earnings as dividends and retains the rest for growth. Ratios above 80% may indicate the dividend is at risk, while very low ratios suggest room for dividend growth.
How often are dividends paid?
Most U.S. companies pay dividends quarterly (every 3 months), though some pay monthly, semi-annually, or annually. The calculator shows annual, quarterly, and monthly income projections for your convenience.
Should I reinvest dividends or take cash?
Reinvesting dividends (DRIP) is generally better for long-term wealth building due to compound growth. Taking cash makes sense if you need the income for living expenses or have better investment opportunities elsewhere.
Is this dividend calculator free to use?
Yes! This dividend calculator is 100% free with no sign-up required. All calculations happen in your browser for complete privacy.